The Health Benefit Alliance | CBIZ Employee Benefits

The Health Benefit Alliance | CBIZ Employee Benefits

Health care benefits have never played a more vital role in a business than they do today. To attract and retain quality people, you need a health care plan that strikes the perfect balance between affordability and ease of administration — while offering quality plan options and flexibility for your team members.

Unfortunately, employers operating in high-turnover industries with a large percentage of low- to moderate-income employees often feel underserved by the traditional health insurance industry. Too often, the health plans available are not affordable, have high deductibles and are not easy to administer.

The Health Benefit Alliance (HBA) offers a unique set of health plans to solve these challenges and help you connect your employees with benefits they can afford and utilize.

What Is the Health Benefit Alliance?

The Health Benefit Alliance (HBA) is a coalition of nationally recognized leaders in the health care industry who have joined together to give employees access to affordable, ACA-compliant health plans built on copays, not high deductibles. Employers sponsoring HBA plans can offer a menu of major medical options that are uniquely designed for their respective industries, resulting in increased flexibility for all employees, from the minimum wage worker to the senior executive.

The HBA offers employers the opportunity to choose from a wide variety of service providers within the Alliance — each of whom is dedicated to the central mission of empowering employers to establish affordable health plans for their employees.

CBIZ Is Proud to Be a Master Broker for HBA

As a Master Broker for The Health Benefit Alliance (HBA), CBIZ is proud to bring to the market a set of plans that gives you the opportunity to secure quality, affordable health benefits that will ultimately bolster employee attraction and retention efforts.

Key Employer Challenges

While the ACA reduced the number of uninsured Americans, it resulted in higher premiums and out-of-pocket costs, making health insurance inaccessible for many.

  • 44% of health plan members skip care due to unknown costs 
  • 69% of Americans have less than $1000 in savings 
  • 49% of insured Americans who take prescription medicines face insurance barriers to accessing their medicines 
  • $5,200 is the average annual health insurance deductible 

The Health Benefit Alliance addresses these challenges by removing barriers to health care so individuals and families can afford plans that provide access to care on-demand.

Health Benefit Alliance Plan Features

HBA health benefit plans are available for employers of various sizes and feature a variety of benefits that positively impact both employers and employees, including:

  • Affordable monthly rates
  • Bronze, Silver, Gold and Platinum plans available, all of which include Telehealth
  • Team members have access to an open network for hospital services
  • No minimum monthly employer contribution requirement
  • Low minimum employee participation requirement
  • Turnkey administration
  • Available for employers with five to thousands of employees

From full-time and part-time staff to hourly, salaried, seasonal and union employees, the Health Benefit Alliance offers something for everyone.

What Industries Does the HBA Serve?

The HBA serves the health benefits needs of organizations across a wide range of industries, including:

  • Hospitality, Restaurants & Hotels
  • Car Dealerships
  • Manufacturing
  • Construction
  • Maintenance
  • Golf Courses
  • Transportation, Trucking & Car Services
  • Home Health Care
  • Daycare Centers
  • And More

Connect with Us to Learn More

Ready to learn more about how the Health Benefit Alliance can help you ensure your employees have access to the care they need when they need it? Connect with a CBIZ benefits advisor today.