Alternative Benefit Solutions | CBIZ Employee Benefits

Alternative Benefit Solutions | CBIZ Employee Benefits

CBIZ Alternative Benefit Solutions specializes in the master distribution of unique benefit solutions. Our expertise lies in delivering non-traditional healthcare options tailored to the needs of underserved markets.

We focus on empowering brokers to offer innovative health plans that stand apart from conventional options. Our goal is to provide unique benefit solutions that address the challenges of high-turnover, low-wage industries, ensuring that your clients receive the best possible care. Our options are affordable and feature zero dollar, low-deductible, copay-based structured plans, making essential healthcare accessible and cost-effective for your clients.


What We Do

  • We offer a range of unique and non-traditional healthcare solutions tailored to meet the unique needs of underserved markets.
  • We deliver comprehensive support and resources to our partners to help them effectively serve their clients.
  • We focus on the efficient distribution of healthcare products and maintaining strong relationships within our networks.

Common Misconceptions

We never reach out to your clients.

We value the relationship you have with your clients. As your Master Broker, we provide support and resources to you, but we do not communicate directly with your clients. This ensures you maintain control over your client relationships. Our role is to support you in delivering excellent service to your clients.

We are not the health plan or program.

Due to our role in distributing the product, it’s often misinterpreted that we are the health plan or program itself. In reality, we act as intermediaries, connecting you with the health plans and ensuring you have the tools and support needed to effectively offer these plans to your clients.

Our Partners

The Health Benefit Alliance

The Health Benefit Alliance (HBA) designs ERISA and Affordable Care Act (ACA) compliant plans for the millions of workers who have found it challenging to access healthcare. HBA plans appeal to a diverse labor force with varied needs, from employees seeking convenient, low-cost options to those who value the extensive coverage of a Platinum plan.

Health Benefit Alliance Plan Features

HBA health benefit plans are available for employers of various sizes and feature a variety of benefits that positively impact both employers and employees, including:

  • Affordable monthly rates
  • Bronze, Silver, Gold and Platinum plans available, all of which include Telehealth
  • Team members have access to an open network for hospital services
  • No minimum monthly employer contribution requirement
  • Low minimum employee participation requirement
  • Turnkey administration
  • Available for employers with five to thousands of employees

From full-time and part-time staff to hourly, salaried, seasonal and union employees, the Health Benefit Alliance offers something for everyone.

Click here to learn more about the Health Benefit Alliance.

Imagine360

Imagine360 combines the cost-cutting power of reference-based pricing and a fully supportive member experience into a complete full-service health plan solution, empowering employers to take control of their healthcare costs and take better care of their employees. Employers can save upwards of 30% by switching from the traditional market to Imagine360 plans.

Imagine360 Features

Imagine360 is the first fully integrated reference-based pricing health plan solutions, offering:

  • A streamlined, member-friendly health plan experience
  • A one-stop-shop for ancillary products and consolidated billing for an improved client experience
  • Best-in-class member support and advocacy that offers solutions to ease administrative burdens that come with self-insured health plans
  • Increased provider access with national networks

Imagine360 gives employers increased control over their health plan and provides access to higher-quality care for employees and their families, along with deep savings and unwavering support. Imagine that.

Click here to learn more about Imagine360.

Key Industries Served

  • Restaurant & Hospitality
  • Transportation (Trucking)
  • Retailers
  • Fitness Clubs
  • Security
  • Childcare Centers
  • Home Healthcare
  • Automotive Dealerships
  • Manufacturing
  • Construction
  • Maintenance
  • Service