Actuarial Consulting Services

Actuarial Services

A group of employee discuss actuarial documents

Year-over-year, more organizations are turning to alternative funding strategies to creatively manage employee benefits plans as they strive to mitigate increasing health plan costs that have a major impact on their bottom lines.

What CBIZ Actuarial Consultants do.

CBIZ Employee Benefit’s actuarial team seeks to understand your organization’s circumstances and provide you with integrated, practical solutions that are more cost effective for your company and improve coverage for your employees.

Download our service overview or ask us a question to learn more

As a top 20 broker of U.S. business, we are experienced drivers of growth who apply financial and mathematical models to help you analyze and optimize your risk alternatives, as well as successfully manage employee benefit programs to achieve sustainable growth and profit. Our actuarial consulting practice consists of four areas:

Statistical & Financial Analysis

  • Financial projections
  • Expected-loss forecasting
  • Reserve valuations            
  •  Claim run-off analysis
  • Other Post-Employment Benefits (OPEB) valuations (FAS 106, GASB 45, IAS 19)
  • Appointed actuary for blue & orange SAP statements  

Strategy & Growth

  • Program & vendor management
  • Alternative-funding feasibility studies
  • Agreement review & negotiations
  • Risk management
  • Employee benefit captive feasibility and assessment





  • Recommendations pertaining to evolving legislation, including the Affordable Care Act 
    CBIZ Health Care Reform (HCR)
  • Medicare Part D certification
  • Coordination with outside vendors


Pricing & Product Development

  • Rate development
  • Experience analysis                
  • Trend studies
  •  Underwriting & benefit design
  •  Reinsurance analysis & negotiation

David Rubadue

Senior Vice President, National Health Care Actuarial Services