CBIZ, Inc. > Insurance & HR > Services > Property & Casualty > Industries > Habitational


Multi-Family Property Come with Numerous Risks & Exposures


The property management and ownership industry can certainly be rewarding, but it is not without risk. Natural disasters, rising construction costs and regulatory uncertainty are all part of today’s risk landscape for real estate professionals. In addition, you have a responsibility to provide tenants and guests a safe and secure environment.  


As experts at providing risk advisory and brokerage services for apartments, condos and townhouses, we understand the financial and operational risk in the habitational industry. We can design creative solutions to mitigate your liability risks associated with slips and falls, maintenance concerns, crime, environmental hazards and more. As you add properties to your portfolio, our habitational experts can simplify your loan approvals with assistance responding to loan qualification coverage criteria.


Our relationships with major A-rated insurance underwriters around the world enable us to provide customized coverage and service plans in multiple areas. Serving as your trusted business partner, we support property owners and managers to provide initial industry education, advise through insurance submissions, guide during the renewal processes and everything in between.


  • Homeowners Associations
  • Builders Risk
  • CAT Perils (Earthquake, Flood, Named Wind, Convective Storm)
  • Directors & Officers Liability
  • Professional Liability
  • Property & General Liability
  • Workers’ Compensation


  • Broad coverage & competitive pricing
  • Fannie Mae & Freddie Mac compliant
  • Insurance program audit
  • Consultative approach
  • Risk control team focus to lower your total cost of risk
  • Alternative financing solutions
  • Claims management consulting

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Risk Management and Insurance Consulting for Businesses

Our trusted advisors provide strategic insurance solutions, from risk management to executive risk, that address your unique pain points and goals.