Commercial Lines Insurance | Risk Management & Consulting for Businesses

Commercial Lines Insurance

Comprehensive Commercial Risk Solutions

Fully safeguarding your business and its assets requires more than basic commercial insurance. You need custom-tailored coverage designed to keep your business operating no matter the risks, whether they are lawsuits, breakdowns, accidents or cybercrime.

At CBIZ Insurance Services, our risk consultants are dedicated to understanding your unique risks and designing insurance and risk management solutions tailored to your particular exposures. We negotiate coverage with top-tier business insurance carriers in the industry—leading to better options, value and price for you. 


Types of Commercial Lines Insurance for Businesses


Provides coverage for potential risks to your business’ vehicles, drivers and liability associated with damaging cars or causing injuries to others.



Covers for criminal activities within your workplace such as robbery, employee theft, forgery and the destruction or disappearance of property.


Cyber Liability

Safeguards your organization from damages related to data or security exposures.


General Liability

Litigation protection for your legal expenses and settlement or judgment costs resulting from various claims such as bodily injury, property damage, personal injury or other liabilities arising from your business operations.


Inland Marine

Insures your property during transportation, certain types of moveable property and the infrastructure used to transport products.



Protects your business’ tangible assets (e.g., inventory, building, equipment) against loss or damage caused by theft, accidents or natural disasters.



Liability insurance for your business over specified other policies and potential primary insurance for losses not covered by other policies.


Workers’ Compensation

In exchange for a release of negligent liability, your employees are provided wage replacement and medical benefits in the event of work-related injuries.


Executive Insurance Coverage Options for Businesses

Managing daily operations can introduce potential risks and threats that impact your organization’s assets, stakeholders and directors. Considering the increasing number of claims filed against executives, safeguarding your leadership has become extremely crucial. Our risk advisors can offer the following safeguards to protect against your business’ unique exposures.

Directors & Officers (D&O)

Offers coverage for your business’ officers and board members, protecting them from damages (settlements or awards) and defense costs that arise from lawsuits alleging various wrongful acts.


Employment Practices Liability (EPL)

Protects your organization by obtaining insurance coverage that safeguards your company, directors, officers and employees against claims of actual or alleged acts of employment wrongdoing.



Coverage to protect both your company and individual trustees/fiduciaries for actual or alleged violations of the Employment Retirement Income Security Act (ERISA).


Professional/Errors & Omissions (E&O)

Provides for your costs and damages resulting from claims alleging the failure to perform on the part of, financial loss caused by, and errors or omissions in the service or product sold.


Technology Errors & Omissions

Safeguards against liability arising from negligent actions in the performance of technology and professional services, creation or manufacturing of technology products or failure of technology products to meet a specific standard.


Media Liability

Insures publishers, broadcasters and other media-related firms to protect against claims related to defamation, invasion of privacy, copyright infringement and plagiarism.


Surety Bonds

Surety bonds guarantee a contractual obligation will be fulfilled. It will protect you against losses resulting from the primary party’s failure to fulfill the promise. 

  • Construction
  • License & permit bonds
  • Notary bonds
  • ERISA bonds

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Risk Management and Insurance Consulting for Businesses

Our trusted advisors provide strategic insurance solutions, from risk management to executive risk, that address your unique pain points and goals.