Credit Risk Services Management

Credit Risk Services

Financial services groups, investors and lenders need reliable information when they consider new loans, how best to monitor their existing loan portfolio, and in evaluating the myriad of risks involved in a potential debt or equity transaction. A trusted partner helps you effectively evaluate the many credit, operational and enterprise risks you face.

CBIZ has the expertise, knowledge and experience to enhance your decisions and business operations while mitigating potential risks and pitfalls. Our national team of professionals are experienced in field exams, due diligence exams, credit underwriting, loan monitoring, securitization transactions, structured finance, business valuations, litigation support, quality of earnings, cash flow analysis, and loan workouts. This insight, along with our relationships with borrowers, financial institutions, insurance companies, venture capital firms, private equity firms, hedge funds and attorneys provides you solutions tailored to meet your needs and specifications.

Credit Risk Solutions

We go beyond credit risk advisory to arm you with business process improvement and industry best practices, including:

  • Securitization & Specialty Lending Services: Take advantage of asset securitization/specialty lending advisory services that help you with transaction due diligence examinations, preparation for a due diligence exam and administrator/note agent services. Our team has extensive experience with consumer and commercial loan transactions, including non-prime, prime and esoteric deals. We are very familiar with deal structures, reporting requirements, validation of source information, static pool and reserve analysis, evaluating methodologies and forecasts, and reviewing factors related to gain-on-sale calculations among other diligence services.
  • Asset-Based Lending: Receive assistance with ABL field exams with our professionals who are dedicated to providing value-add field examinations, collateral reviews, and due diligence services.
  • Commercial Credit Services: Through co-sourcing your commercial credit solution, you receive analysis that is efficient, cost-effective and relieves your employees of analytical duties.
  • Consulting & Advisory: Access solutions related to: loan review and credit policy consulting; peer group analysis and benchmarking; administrative, calculation and administrator/note agent services; and vendor risk assessment and analysis.
  • COVID-19 & Capital Assistance Services: Receive guidance to help you navigate the requirements for the federal lending programs that originated as a response to the COVID-19 pandemic.
  • Debt Capital Consulting: Partner with a provider who understands your funding requirements and what lenders need to expedite your financing process.
  • Private Equity Due Diligence: Tap into our team’s insights for credit risk related to transaction advisory, quality of earnings and cash flow analysis.

M. Michael Aquino

Lead Managing Director

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