Defined Contribution Administration Services

Business man showing his clients a defined contribution administration report


The administration of a defined contribution plan requires continuous attention to detail and extensive knowledge. CBIZ Retirement Plan Services can partner with your organization to provide a competitive, cost-effective plan that is in compliance and up-to-date with the constant regulatory changes.

CBIZ Retirement Plan Services provides the following defined contribution administration services to maintain your plan and ensure its smooth operation:

Annual Administration Services

  • Perform nondiscrimination testing, coverage testing, top-heavy testing, 415 testing, deductibility testing and preliminary/midyear testing
  • Prepare Form 5500 and related schedules
  • Reconcile census data
  • Prepare trust accounting/asset reconciliation
  • Process participant distributions
  • Review QDRO
  • Prepare annual valuation and compliance report
  • Review compensation data
  • Determine vesting
  • Review participant eligibility and entry dates
  • Perform benefit calculations
  • Prepare annual participant benefit statements
  • Determine employer contribution allocation requirements by source
  • Prepare Form 1099-R, Form 1096 and Form 945
  • Determine fidelity bond requirements
  • Calculate and process minimum required distribution
  • Process mandatory distributions
  • Research, model and process participant loan requests

Plan Document Services

  • Review of current plan documents
  • Consult on plan design
  • Prepare plan document, adopting resolution, participant loan program and summary plan description
  • Prepare regulatory and discretionary amendments
  • Obtain favorable determination letter
  • Prepare participant notices

CBIZ RPS Limited 3(16) Administration Services

A 3(16) plan administrator acts as the plan administrator and contractually becomes responsible for managing some of the operations of the plan.

To learn more download our “3(16) Services Sheet".


CBIZ Retirement Plan Services is a trade name under which certain subsidiaries of CBIZ, Inc. (NYSE Listed: CBZ) market investment advisory, investment management, third party administration, actuarial and other retirement plan services. Investments, investment advisory and investment management services offered through CBIZ Financial Solutions, Inc., Member FINRA, SIPC and SEC Registered Investment Adviser, dba CBIZ Retirement Plan Advisory Services.  Investment advisory and investment management services may also be offered through CBIZ Investment Advisory Services, LLC, SEC Registered Investment Adviser. Third party administration, actuarial and other consulting services offered through CBIZ Benefits & Insurance Services, Inc.

For important disclosures please click here.