Vacation Rental Home Insurance

Vacation rental home on a beach.

If you are a short-term vacation rental owner, your homeowners policy won’t cut it. To truly protect your buildings, contents, liability and business income, you need a policy tailored to running a vacation rental business. As the largest insurer of vacation rental properties in the U.S., CBIZ’s Vacation Rental Program provides insurance coverage specifically created for short-term vacation and rental property owners and the exposures involved.

Our policy is offered to owners who advertise their vacation rental home online using sites such as VRBO or AirBNB, or use a property management company

Insuring vacation rental home owners for over 20 years, we work with leading carrier Tudor Insurance AM Best’s Rated A – to protect you and your assets. Our coverage includes:

  • Replacement cost coverage for your buildings and contents
  • Includes damage caused by a guest
  • Loss of use and extra expense coverage when owner-occupied
  • Loss of rental income following an insured property loss
  • Liability coverage which extends to amenities such as pools, docks, lakes, hot tubs, bicycles, exercise equipment, small watercraft and pets


Vacation Rental Property Types:


Yurts Teepees Cabins
Duplexes Cottages Apartments

Find out what you need to know about vacation rental home insurance coverage.

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Tony Melillo Tony Melillo Sales Manager, Vacation Rental Insurance Program
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Answer these questions to determine if your insurance policy is thoroughly protecting your short-term vacation rental.

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