Business Insights, Research & Perspectives

Explore CBIZ’s latest insights on the critical issues that help advance accounting, tax, insurance, HR and much more at your organization. Search for exactly what you need to succeed below.




July 11, 2011

HRB 36 - Modifications to Claims and Appeals, and External Review

July 11, 2011 -- The Patient Protection and Affordable Care Act (PPACA) includes rules relating to health claims and appeals, and the right to an external review.  These rules, applicable to non-grandfathered plans, are effective for plan years beginning on or after September 23, 2010; however, the Agencies provide for non-enforcement periods applicable to certain provisions (see CBIZ Health Reform Bulletin, 

July 7, 2011

IRS Increases Mileage Rate for Medical Expense Reimbursement

Due to the increased cost of gasoline, the IRS revised the optional standard mileage rates for purposes of computing the deductible costs of operating an automobile for medical expense reimbursements, as well as for business and moving expense purposes. Below are the reimbursement rates for the first and second six-month periods in 2011.

June 22, 2011

HRB 35 - Update: Mini-Med Plan Waivers

June 22, 2011 --  One of the requirements of health care reform contained in the Patient Protection and Affordable Care Act (PPACA) is that health plans, both grandfathered and non-grandfathered, can impose no annual or lifetime limits on essential benefits.  While the law requires no annual limits, there is a phase-in period for compliance with this requirement between now and 2014.  During this time, a plan can impose limits in accordance with the following schedule:

June 7, 2011

Plan….Summary Plan Description…Which One Governs?

The U.S. Supreme Court has recently rendered an important opinion relating to the role of a summary plan description (SPD).  In CIGNA Corp. v. Amara, 2011 WL 1832824 (U.S. 2011), the Supreme Court ruled that the SPD is not part of the plan document.  Of particular note, the terms of the SPD that may be in conflict with the plan document, cannot, in effect, amend the terms of the plan.  In other words, the terms of the plan govern.  This is a departure from some lower court decisions. 

June 7, 2011

Fee Disclosure Applicability Date Modification Proposed

In July, 2010 and October, 2010, respectively, the DOL issued service provider and participant level fee disclosure rules.  The Department indicated, informally, that it was considering delaying the applicability date of these regulations in order to give service providers and plan administrators time to comply with the regulations. 

June 7, 2011

Accountings for PHI Disclosure: Rules Proposed

HHS’ Office of Civil Rights has recently proposed rules relating to accounting of disclosures.  The HIPAA law, as modified by the Health Information Technology for Economic and Clinical Health Act (HITECH), requires certain accounting of disclosures of protected health information (PHI) maintained in a designated record set.  These rules propose to clarify the types of accounting that are required.  Of particular note, the proposal would limit the accounting to the past 3 years. 

June 7, 2011

Medicare Part D Notices – Corrected Links

It’s come to our attention that the links to the model Medicare Part D disclosure notices contained in last month’s Benefit Beat article, Medicare Part D Updates, were changed following release of our publication.  We‘ve since revised the links contained in this article.

June 7, 2011

Health Savings Accounts: 2012 Cost of Living Adjustments

In Rev Proc 2011-32, the IRS released the 2012 cost of living adjustments (COLA) for health savings accounts.  Note, the statutory high deductible health plan (HDHP) minimum deductibles remain unchanged from the 2011 limits.  The HDHP out-of pocket limits, and the statutory HSA contribution amounts, have increased slightly.

May 12, 2011

Medicare Part D Updates

Change in Medicare Part D Annual Enrollment Period plus New Model Notices of Creditable and Non-Creditable Coverage

«« First |1 2 3 4 5 6 7 ... 174 175 176 177 178 179 180 ... 196 197 198 199 200 201 202 | Last ››
Insights in Your Inbox
Find Us
  • OR