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Business Insights, Research & Perspectives

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March 9, 2009

Retirement Plan, Automatic Contribution Regulations – Issued

Final regulations have been issued relating to qualified automatic contribution arrangements and eligible contribution arrangements. These concepts were established by the Pension Protection Act, and modified in the Worker, Retiree, and Employer Recovery Act of 2008.” (See Benefit Beat, October, 2006 – “Default Investments: Great Expectations”).

February 2, 2009

New Medicare Part-D Notices – Again?

The Centers for Medicare and Medicaid Services (“CMS”) is at it again.

February 2, 2009

Massachusetts Fair Share Filing - Streamlined

Fair Share Contribution Filing Requirement

February 2, 2009

Supreme Court Says “Yes” To Beneficiary Designation Reliance

The United States Supreme Court has simplified the lives of ERISA plan administrators by giving credence to proper plan administration.

February 2, 2009

More COBRA?

COBRA is playing a key role in the economic stimulus proposals being contemplated by Congress.

February 2, 2009

Investment Advice, Regulations – Final?

On January 21, final participant investment advice regulations were published in the Federal Register. They are substantially similar to the proposed regulations issued in August (see Benefit Beat, 9/4/2008 – Proposed Rules: Investment Advice Exemption for 401(K) Plans and IRAS”). These regulations are to take effect March 23, 2009; however, whether this will actually happen is an open question.

January 13, 2009

San Francisco: 2009 Health Care Expenditure Rates

Covered employers who are subject to the San Francisco Health Care Security Ordinance, are required to make health care expenditures (HCE) to, or on behalf of, their covered employees.  The calculation method for these expenditures is set forth in accordance with the Ordinance, and are adjusted annually.  Below are expenditure rates beginning January 1, 2009:

January 13, 2009

Updated IRS and DOL Publications & Forms

The IRS and DOL have issued updated publications and forms:

January 13, 2009

New FMLA Forms Posted on DOL’s Website

As a follow-up to last month’sBenefit Beat article summarizing the final FMLA rules, the DOL has posted the various new model FMLA forms on its website:

January 13, 2009

Massachusetts: 2009 Employee HIRD Forms

The Massachusetts Division of Health Care Finance and Policy (DHCFP) has released the 2009 Employee HIRD Form.  Each employee must sign an Employee HIRD form if he/she:

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