The subprime mortgage crisis of 2008 demonstrated the importance of understanding the credit risk of a potential transaction. Lenders and firms need additional knowledge and awareness of a transaction’s credit risk in order to enhance their business operations and mitigate loan loss exposure. CBIZ’s credit risk due diligence process evaluates the necessary information to help your company make well-informed decisions.
As a leading provider of tax, accounting and outsourced business solutions, we have a deep understanding of financial and industry practices. Borrowers, financial institutions, insurance companies, private equity and venture capital firms, hedge funds and attorneys, among other groups, have benefitted from our credit risk due diligence services. From this experience, our clients receive best practices and suggestions for how to mitigate their risk and understand the choices they face.
CBIZ’s credit risk due diligence process adapts to your specifications on a transaction or examination basis. Among the credit risk due diligence service reports we commonly provide are:
- Operational reviews;
- Credit underwriting/loan portfolio due diligence;
- Servicer report reviews;
- Loan loss and reserve analysis;
- Collateral and warehouse lines due diligence;
- Securitization reviews;
- Loan portfolio and collateral valuations;
- Litigation support;
- Systems reviews; and
- Quality of earnings.
With our firm, you receive the benefit of a national depth of expertise combined with the personalized attention we feel you deserve. Our professionals maintain constant communication with you and your client throughout the consulting process.