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Michael A. Garguilo

President, Northeast & Mid-Atlantic Regions

Phone: 610.862.2233
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As President of the Northeast & Mid-Atlantic regions for CBIZ Insurance Services, Inc., Mike leads the company’s property and casualty insurance business in the territory. In this role, he is responsible for the profit and loss performance of the region and oversees all aspects of its client service delivery, business development and operational excellence. In addition, he is instrumental in growing the company through the identification and recruitment of agency and broker merger and acquisition opportunities across the United States.

With nearly 30 years of experience in senior leadership positions with insurance brokers and carriers, and as a former independent agency business owner , Mike leverages his entrepreneurial and management expertise to meet his clients’ risk management needs. With a deep background in domestic and international commercial insurance products, his knowledge spans many different industries enabling him to understand clients' unique exposures and recommend solutions that meet their best interests.

Prior to joining CBIZ, Mike owned insurance agency and broker Garco Financial, LLC, serving as President & CEO of its National Program Management affiliate, which he sold in 2017. Previously, he was Chief Operating Officer of MCIC Vermont, Inc. and served as President & Chief Operating officer for the Texas region of competing insurance broker Brown & Brown, Inc. Earlier in his career, Mike was Vice President and Worldwide Manager of Chubb Insurance Group’s Commercial Program Division and prior to that, led The Hartford Insurance Group’s Texas region as Regional Vice President.


  • Bachelor in Business Administration and Finance, Stetson University
  • The Hartford’s Commercial Insurance Operations & Sales MBA program, Babson College

Professional Designations

  • Environmental Insurance Specialist (eS)
  • Certified Insurance Counselor (CIC)

Associated Offices

Philadelphia - CBIZ Insurance Services, Inc. 401 Plymouth Road
Suite 200
Plymouth MeetingPA  19462
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