Effective June 14, 2010 – Prudential- Term Essential & Term Elite Rates Have Been Decreased at Key Ages and Underwriting Categories.
Effective June 1st West Coast Life will introduce the Secure-T
Effective May 17th John Hancock introduced the Performance UL and Performance SUL.
Effective 5/17/10 Lincoln introduced the LifeElements Level Term (2010).
5/14/10 - Effective March 15th ING re-priced the TermSmart Product.
5/14/10 -Effective April 26th American General re-priced the AG ROP Select-a-Term.
5/14/10 - John Hancock Internal Replacement Guidelines.
5/14/10 - Effective May 1st Pacific Life discontinued sales of the Select Exec IV.
5/14/10 - Effective May 1st Prudential re-priced the Pru UL Plus.
5/14/10 - Nationwide YourLife No-Lapse Guarantee UL competitive positioning.
1/20/10 - Sun Life Financial- Guaranteed Issue External Term Conversion Program Only Until 06/30/10.
1/20/10 - Penn Mutual- Penn Mutual's AA- rating with S&P affirmed Effective January 2010.
1/20/10 - Nationwide- Now Offers External Term Conversion Program.
1/20/10 - West Coast Life- Introduced the Chronic Illness Rider Effective 01/18/10.
1/12/10 - West Coast Life- Effective 02/01/10 – WCL Focus Term Series Increases.
12/18/09 - New York Life - Dividend Interest Rate Effective January 2010.
12/18/09 - MetLife- Dividend Interest Rate Effective February 2010.
12/18/09 - MetLife- MetLife Downgraded by Moody's Effective 12/16/09.
12/18/09 - Lincoln Financial Group- Credited Interest Rates Reduction Effective 01/01/10.
12/18/09 - Sun Life Financial- Universal Life No-Lapse Guarantee Portfolio re-priced Effective 01/01/10.
12/18/09 - Sun Life Financial- Guaranteed Issue External Term Conversion Program Effective 11/23/09.
12/18/09 - Banner Life - Banner Introduces Life Value Term Effective 11/16/09.
11/6/09 - Lincoln- Lincoln LifeElements Term Policy Fee Increase – Effective December 1, 2009, Lincoln will be increasing the annual policy fee on all Lincoln LifeElements Level Term (2009) from $75 to $125.
11/6/09 - Banner Life Lowers Term Rates and Increases Policy Fee Effective 10/26/09.
11/6/09 - Prudential -Term Essential and Term Elite Re-Price Effective 11/02/09.
11/6/09 - American General - The insurers of American General Life Companies (American General) announce Double Your Coverage.
11/6/09 - Nationwide - When a case is submitted to Nationwide, the underwriters automatically review it for wellness credits.
11/6/09 - AXA Equitable- AXA Equitable's Athena UL for Long Term Care Needs - Help maximize the dollars clients spend on insurance premiums - get them both life insurance and long-term care coverage in one place.
11/6/09 - Genworth Financial-Colony Term UL Effective 11/16/09 – The Colony Term UL offers an affordable universal life insurance product as an alternative to term life insurance.
10/16/09 - Prudential - Effective October 1, 2009, Prudential re-priced the UL Protector.
10/16/09 -Prudential- Effective November 2, 2009 the Term Elite and Term Essential products will be re-priced.
10/16/09 - MetLife - MetLife offers an external term conversion program which allows for the conversion of a certain competitors term product to a permanent product from MetLife without underwriting if the policy is less than 5 years old.
10/16/09 - MetLife - MetLife is expanding the ability to sell larger term cases by making its full retention amount available on all product lines, increasing the amount available for term products from $15 million to $20 million.
10/16/09 - American General - The insurers of American General Life Companies (American General) announce Double Your Coverage — an outstanding, limited-time opportunity for many of your in-force American General clients to substantially increase their life insurance coverage.
10/16/09 - Genworth Financial - Effective September 28th, GenGuard UL and GenGuard UL NY replaced the current death benefit guarantee products, Lifetime FlexPlus II and Lifetime FlexPlus II NY.
10/16/09 - Lincoln Financial Group - Effective September 28, 2009, Lincoln introduced the re-priced Lincoln LifeGuarantee UL (2009) and the Lincoln LifeGuarantee Plus UL (2009).
9/24/09 - Lincoln Financial Group - Effective September 28, 2009, Lincoln will be releasing the Lincoln Life Guarantee UL (2009) and the Lincoln Life Guarantee Plus UL.
9/24/09 - American General Life Companies - American General adds extra premiums for rated cases onto special base rates that are more favorable than Standard.
9/24/09 - Prudential - Effective October 1, 2009, Prudential is repricing the UL Protector.
9/24/09 - ING - Effective September 21, 2009, ING re-priced their Guaranteed Death Benefit Universal Life II product.
9/24/09 - Principal Financial Group - The transition period for Principal Survivorship Universal Life Protector (2009) rates will be 30 days from the application signature date.
9/24/09 - Principal Financial Group - Effective September 21, 2009, Principal launched the re-priced Survivorship Universal Life Protector product.
9/24/09 - Nationwide- Effective August 24, 2009, Nationwide introduced the YourLife No-Lapse Guarantee UL.
9/24/09 - MetLife - Effective August 31, 2009, the Guarantee Advantage UL and Legacy Advantage Survivorship UL were re-priced.
9/24/09 - New York Life- Effective September 14, 2009, New York Life introduced the 10-Year Level Term Rider on the New York Life Survivorship Universal Life product.
9/1/09 - West Coast Life- Effective August 2009, West Coast Life introduced the LifeTime Platinum III UL 8/09.
9/1/09 - Genworth Financial- Effective August 17, 2009, Genworth introduced the GenGuard SUL which replaces the Lifetime Provider SUL II.B.
9/1/09 - AXA Equitable- Effective immediately, AXA introduced its Good Health Credit Program, a new health and lifestyle credit program that will replace the Table Shaving program.
9/1/09 - AXA Equitable- Effective immediately, AXA has updated their internal retention and reinsurance guidelines.
9/1/09 - ING- Clients that are being placed in a Standard Non Smoker rate class with competition may have the opportunity to receive Preferred Non Smoker rates with ING.
9/1/09 - ING- Effective September 21, 2009, ING will be re-pricing the Guaranteed Death Benefit Universal Life II product.
8/17/09 - MetLife- Effective August 31, 2009, the Guarantee Advantage UL and Legacy Advantage Survivorship UL will be re-priced.
8/17/09 - ING- Effective September 21, 2009, ING will be re-pricing the Guaranteed Death Benefit Universal Life II product.
8/17/09 - MetLife- Effective August 31, 2009, the Guarantee Advantage UL and Legacy Advantage Survivorship UL will be re-priced.
8/17/09 - Prudential- Effective Monday August 17, 2009, the SUL Protector will be re-priced.
8/17/09 - Prudential is now offering a way for your clients to gain access to higher jumbo limits through their new process.
8/17/09 - UNIFI - Effective September 1, 2009, Excel Secondary Guarantee SUL will no longer be offered or issued in states that have approved the new Excel LifeValue SUL product.
7/29/09 - MetLife Reprices Guaranteed Level Term (GLT) product
7/1/09 - John Hancock Update - Protection UL-G and SUL-G Re-pricing
6/3/09 - Term Rates Increasing for West Coast Life
