Captive Insurance | Benefits and Insurance Services

Captive Insurance Program | CBIZ Employee Benefits

What Is a Captive?

A group captive is an alternative risk solution for mid-sized employer groups. Employers partner with other employers to increase buying power for stop-loss coverage and pool money for larger claims while self-funding their smaller claims. Employers interested in switching to captive insurance can come from any funding arrangement.

Pinnacle — A Captive Solution Powered by CBIZ

Pinnacle, a group captive powered by CBIZ, is a self-funded insurance option for any employer group with 100-1,000 covered employees on the health plan. It can be accessed by any employer across the country, regardless of current funding arrangement. Pinnacle has curated the best-in-class vendor panel and provides multiple network choices, ensuring the best fit and coverage for employees and their families.

AHRIC — A Captive Solution Managed by CBIZ

AHRIC, a health care captive created specifically for Arizona not-for-profits, is a self-funded insurance option that allows employers with 100-1,000 covered employees on the health plan to come together and more successfully manage their employee health benefits program. Together, these Arizona not-for-profits are preserving employee benefits and keeping costs well below traditional insurance by offering best-in-class benefits, programs and vendors.